Is crypto legal in Poland?
Cryptocurrency is legal in Poland, but subject to regulatory restrictions.
Eastern Europe · PL · 8 of 9 dimensions sourced
Poland crypto policy at a glance
Stage of the central bank digital currency programme — research, pilot, or launched.
Whether crypto is legal, restricted, or banned for individuals and businesses.
“The supervision of crypto-assets in the EU is regulated by the same provisions of the directly applicable MiCA Regulation or by provisions of national law implementing that Regulation within the limits specified in that Regulation.”
Whether the jurisdiction licenses crypto/VASP service providers.
“as of 30 December 2024 - to ... crypto-asset service providers (e.g. trading platforms). The rules for authorisation ... are specified directly in the MiCA Regulation.”
Rules governing stablecoin and e-money-token issuance.
“As of 30 June 2024 it is going to apply to issuers of asset-referenced tokens and e-money tokens.”
How crypto gains are taxed and reported, including OECD CARF participation.
“Stawka podatku wynosi 19%.”
How decentralized finance (DeFi) is treated by regulators.
“Rozwój zdecentralizowanych finansów (DeFi) oraz innych zastosowań opartych na technologii rozproszonego rejestru wymaga dalszej analizy pod kątem ryzyk dla stabilności rynku finansowego i ochrony inwestorów.”
Whether NFTs are addressed in regulation.
“Pojęcie waluty wirtualnej obejmuje również tokeny niewymienialne (non-fungible tokens – NFT), jeżeli spełniają one kryteria cyfrowej reprezentacji wartości zbywalnej w obrocie gospodarczym. Dochody z odpłatnego zbycia takich tokenów podlegają opodatkowaniu na zasadach przewidzianych dla walut wirtualnych.”
Policy toward crypto mining — permitted, restricted, or banned.
Intensity of regulatory enforcement actions against crypto firms.
“Na liście ostrzeżeń publicznych KNF znajdują się podmioty oferujące inwestycje w kryptowaluty bez wymaganego zezwolenia.”
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