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Is crypto legal in Bulgaria?

Cryptocurrency is legal in Bulgaria, but subject to regulatory restrictions.

Eastern Europe · BG · 3 of 9 dimensions sourced

Every value below cites the primary government, central bank, financial regulator, or tax authority. How this is sourced →

Bulgaria crypto policy at a glance

CBDC status
Not yet recorded

Stage of the central bank digital currency programme — research, pilot, or launched.

Legal status
Legal, with restrictions

Whether crypto is legal, restricted, or banned for individuals and businesses.

“The Bulgarian National Bank informs the public that virtual currencies such as Bitcoin are not legal means of payment and are not guaranteed by a central bank or other public authority. Credit institutions should adequately assess the risks of operations related to virtual currencies.”
Bulgarian National Bank (BNB) ↗ · as of 2014-02-18 · confidence: medium
VASP licensing
Not yet recorded

Whether the jurisdiction licenses crypto/VASP service providers.

Stablecoin rules
In force

Rules governing stablecoin and e-money-token issuance.

“This Regulation lays down uniform requirements for the offer to the public and admission to trading on a trading platform for crypto-assets... and for the issuance and supervision of asset-referenced tokens and e-money tokens.”
European Parliament and Council of the European Union ↗ · as of 2024-06-30 · confidence: high
Tax treatment
Not yet recorded

How crypto gains are taxed and reported, including OECD CARF participation.

DeFi treatment
Not yet recorded

How decentralized finance (DeFi) is treated by regulators.

NFT classification
Not yet recorded

Whether NFTs are addressed in regulation.

Mining policy
Not yet recorded

Policy toward crypto mining — permitted, restricted, or banned.

Enforcement intensity
Low

Intensity of regulatory enforcement actions against crypto firms.

“In this section the Financial Supervision Commission publishes notifications and investor warnings in relation to entities providing financial services without the required authorization.”

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