crypto-policy-map
← Back to the map

Is crypto legal in Ghana?

Cryptocurrency is heavily restricted in Ghana.

Western Africa · GH · 2 of 9 dimensions sourced

Every value below cites the primary government, central bank, financial regulator, or tax authority. How this is sourced →

Ghana crypto policy at a glance

CBDC status
Pilot

Stage of the central bank digital currency programme — research, pilot, or launched.

cbdctracker.org ↗ · as of 2018 · confidence: high
Legal status
Restricted

Whether crypto is legal, restricted, or banned for individuals and businesses.

“The Bank of Ghana hereby reiterates that the public is not licensed to engage in cryptocurrency trading...cryptocurrencies are not regulated under any law in Ghana and are therefore not legal tender.”
Bank of Ghana ↗ · as of 2022-03-09 · confidence: high
VASP licensing
Not yet recorded

Whether the jurisdiction licenses crypto/VASP service providers.

Stablecoin rules
Not yet recorded

Rules governing stablecoin and e-money-token issuance.

Tax treatment
Not yet recorded

How crypto gains are taxed and reported, including OECD CARF participation.

DeFi treatment
Not yet recorded

How decentralized finance (DeFi) is treated by regulators.

NFT classification
Not yet recorded

Whether NFTs are addressed in regulation.

Mining policy
Not yet recorded

Policy toward crypto mining — permitted, restricted, or banned.

Enforcement intensity
Not yet recorded

Intensity of regulatory enforcement actions against crypto firms.

Explore Ghana and compare it with other countries on the interactive crypto policy map →

Related

More in Western Africa